Posts Categorized: Homeowners

Lightning Safety Awareness – Get the Facts

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It’s National Lightning Safety Awareness Week. It’s good timing because July is the month with the most cloud-to-ground lightning strikes. According to the National Weather Service (NWS), four people have been killed by lightning so far this year. On average, 43 people died of lightning strikes each year over a 10-year period. Only about 10%…

Insurance lingo watch: Actual cash value vs replacement costs

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Sometimes, insurance lingo is quite confusing. Even simple terms can be misunderstood when you review your policies. One question that our agents hear all the time is “What’s the difference between cash value vs. replacement costs in homeowners insurance?” Here’s the scoop. Cash value insurance coverage is the cost of the item minus depreciation. So,…

Stuck at home? Tackle that spring maintenance list!

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Still stuck in the coronavirus lockdown? Most of us are! Why not make the most of your time by knocking off your spring home maintenance checklist? Get a jump start into summer and protect your investment to boot. If you need maintenance tools but you don’t want to venture out or hardware stores are closed,…

Snowbirds: Tips for winterizing your home while away

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Will you be making a seasonal move south to weather out the harsh winter months in a more favorable climate? Whether you’ll be gone for a few days or a few months, if you are traveling over the winter, there are some home maintenance tasks you should tend to so that you don’t come home…

Last-Minute Halloween Liability Issues

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Halloween is scary enough, we don’t mean to add to your fright, but if you are a homeowner or an apartment dweller, there are some safety precautions you should take to greet the little ghosts and goblins who will be ringing your bell or roaming the streets. A few years ago, Christopher Boggs wrote a…

How well do you know your stuff? Create a home inventory!

how-well-do-you-know-your-stuff-create-a-home-inventory

Pop quiz – without looking, see how you do answering these questions: What are the makes and years of your major kitchen appliances? How many pairs of pants do you own? Jackets? Shoes? Boots? What year did you buy your mattress and bed frame and what brand is it? Name all the power tools you…