Accidents Happen. So do Lawsuits. Our Umbrella Insurance Has You Covered.

What is Umbrella Insurance, and why do you need it?

Life is unpredictable and liability issues are everywhere. You just never know what could cause someone to present you with a lawsuit. Standard insurance policies, such as your homeowner’s insurance or car insurance, have limits on liability and coverage that can’t completely protect you from the consequences of catastrophic accidents on, or involving, your property. Sullivan Insurance provides umbrella insurance policies to safeguard the homes, assets and future earnings of families in Massachusetts no matter what.

Your professional insurance agent at Sullivan Insurance opens an umbrella insurance policy for you, your family knows that even in the worst case scenario, your assets and earnings are safe. And because the situations umbrella policies cover are so rare, umbrella insurance is typically purchased at a very low cost to you and provides a priceless level of protection. For many Massachusetts families, an umbrella policy is a shield against the worst things life can throw at them.

What does Umbrella Insurance cover?

Most homeowners insurance or car insurance covers bodily injury and property damage to others. But umbrella policies extend your coverage to protect against bodily injury and property damage beyond regular liability allowances. Your umbrella insurance policy is only activated in extreme situations, and your personal Sullivan Insurance agent will customize your umbrella insurance policy extremely carefully.

As an independent insurance agency, we don’t work for insurance companies. We work for you. We take the time to get to know you and what matters most to you. We examine all of your insurance policies to uncover gaps in coverage and to extend your liability coverage. And we review dozens of insurance carriers and hundreds of products to create an umbrella insurance policy customized just for you.

Umbrella Insurance provides the ultimate protection—and peace of mind.

When you read about tragic circumstances or unusual situations in the news, you probably think That would never happen to me. Chances are, the people involved in the situations you’re reading about thought so, too. If something terrible happens in your home and you are sued, what happens to your assets when the legal costs of the lawsuit exceed the liability coverage of your homeowner’s policy? Who will pick up the tab if you are responsible for a multi-car accident and your liability costs exceed the limits on your car insurance by hundreds of thousands of dollars? The people you read about in the news no doubt wish they’d thought ahead and purchased a low-cost, high value umbrella insurance policy.

Think ahead, so you don’t have to think about it again. Call 978.356.5511 to talk to Sullivan Insurance about the benefits of an umbrella insurance policy today.